OK, today Imade a mistake,, I opened one of FIL's Insurance envelopes by mistake,, he is William Sr. and hubby is William Jr. Tell me how does a 70 yr old get a 2.5 mil. insurance policy? What the hell is he paying a month for it and how does he afford it? I would ask him but he would do something like put his palm on my forehead and say Does the Sparrow ask where he gets his worm from?< he just gets it and then say "It's none of your F@#$ing Business how I spend my money.